HSBC Premier bank

Some controversy has arisen around the decision of HSBC to limit custom to wealthy customers in one of their branches.

This is one self-evident sign that people aren't educated in liberty. The average Joe should realise that people should be free to associate with whom they choose, and on any basis.

HSBC are simply catering for local demand, since a large number of wealthy people live near the branch. It's simply the free market in action.

Another good example of the free market in action

Lloyds TSB have announced they will provide Islamic business accounts, which conform and adhere to Sharia law.

This is a good example of the free market in action. Lloyds TSB have noticed a demand for services and are creating the supply to meet it. Their competitors, like HSBC, Barclays, RSB, etc. may soon follow suit, since they may lose market share.

The beauty of the free market is that it can cater for niche needs and desires. This is something that government is always inept at doing.